Jammu & Kashmir
Jammu & Kashmir
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Latest Realty News
Foreign banks offer dual-rate products
Oct 28, 2013
MUMBAi: Amid rising interest rates, foreign banks in the country are making an effort to attract home loan borrowers by introducing dual rate or fixed-cum-floating rate products.
Simplify financial life: Calculate your home loan installments using MS Excel
Oct 24, 2013
DELHI: For many people, owning a house is one of the most significant financial goals. With property prices rising faster than our savings or incomes, a home loan is the best way to fulfill that need.
Save money: Tips before you take a home loan
Oct 24, 2013
DELHI: Home loans can be very beneficial for property buyers, as they not only help you buy your dream home, but also help you save on taxes. But you must remember to choose the right home loan if you do not want to face the hassles in the process. Here are a few quick tips that you could keep in mind while applying for a home loan. These tips could help ease the complicated procedure a little bit and at the same time help you save some money.
Know the tax benefits of house rent
Oct 23, 2013
MUMBAI: As the real estate prices in metro cities continue to remain high, many salaried individuals either prefer or are compelled to stay in rented houses. Many are postponing their decisions to purchase a house, given the increasing interest costs. In such cases, tenants should know the tax exemptions they can avail of by staying on rent.
LIC HFL reduces home loan rates by 0.25%
Oct 23, 2013
MUMBAI: Housing finance company LIC Housing Finance (LIC HFL) today said it has reduced home loan rates by 0.25% with effect from October 15.
Before buying a property, read the sales agreement carefully
Oct 07, 2013
DELHI: It can take months, even years, to find a dream home. After extensive bargaining, when you manage to seal the deal, remember to go through the sale deed in detail before signing on the dotted line.
Here's how you can tackle a ballooning EMI
Oct 04, 2013
MUMBAI: After the unexpected policy rate hike on September 20 by the Reserve Bank of India (RBI), many banks are contemplating an increase in their lending rates. If they decide to hike their base rates, home loan borrowers may have to deal with a ballooning EMI once again within a short span of time.
How some regulatory changes may increase cost of real estate for buyers
Sep 30, 2013
MUMBAI: In recent times, the real estate sector has seen several regulatory changes and more are in the works. While most of these changes are aimed at protecting buyers' interests, some of them carry a cost.
Impact of inflation on home loan
Sep 27, 2013
BANGALORE: Over the past few years, home loan interest rates have steadily crept upwards. Everyone blamed it on inflation. In past few months, the rates have steadied after minor downwards rate revisions by the central bank. What happens during inflation?
How you can get yourself a cheaper home loan
Sep 25, 2013
MUMBAI: The country's largest bank, State Bank of India, raised base rates (BRs) by 10 basis points (bps), last week. This means an effective increase of 0.1 per cent on all loans. In addition, from October 1, the spreads on home loans will go up by five to 10 bps. For loans below Rs 30 lakh, the spread will be 30 bps, as against 25 bps now. For loans of Rs 30-75 lakh, the spread will be 50 bps, as against 40 bps now. This means for loans up to Rs 30 lakh the effective rate will be 10.1 per cent
Canara Bank launches two new housing schemes for NRIs, HNIs
Sep 24, 2013
DELHI: State-owned Canara BankBSE 0.47 % today launched two new housing schemes for Non-Resident Indians (NRIs) and High Networth Individuals (HNIs), in a bid to cash in on the festive fervour.
Bangalore realty developers see marginal impact on rate hike
Sep 23, 2013
BANGALORE: Real estate developers in the country’s IT hub today said RBI’s decision to hike key policy rates will have a marginal impact on demand sentiments in short term.
Disappointed by RBI? Take steps to reduce home loan burden
Sep 21, 2013
MUMBAI: Home loan borrowers are disappointed after the Reserve Bank of India (RBI) hiked the repo rates by 25 basis points (100 bps = 1%) on 20th September. However, financial planners feel it is too early to predict whether banks will increase interest rates on home loans again, as many major banks, including State Bank of India, have raised rates only recently. “This is probably the first time that measures like these (reduction in the MSF rate, with simultaneous increase in repo rates) have b
Festive season offers on the cards
Sep 21, 2013
BANGALORE: The festival season is here. Navarathri begins in October, followed by Dasara and Diwali. The festive season continues till the end of the year. This period is considered auspicious for new projects, including purchase of property. Banks and housing finance companies make best use of this buoyant phase. Banks are expected to launch special schemes during the season. In the festive season, banks witnesses a growth in retail loans.
SBI surprises with rate hike on home loans
Sep 20, 2013
DELHI: Home loans have become costlier with State Bank of India (SBI) hiking its benchmark rates and revising the pricing in retail loans. The bank has also raised its deposit rates to increase the pace of fund mobilisation.
Transfer your home loan in easy steps
Sep 16, 2013
HYDERABAD: If you are not happy with your existing Home Loan, then there is a ray of hope for you. Now you can transfer your loan to another bank. Loan Transfer or Refinancing of loan is an easy option through which most of the people nowadays are opting to take the benefit of lower interest rates prevailing in the market.
Decoding the 80:20 deal
Sep 08, 2013
MUMBAI: Earlier this week, the Reserve Bank of India cautioned home buyers on innovative home loan schemes, popularly known as 80:20 or 75:25 schemes. The interest in these schemes had heightened in recent months, as builders and developers increasingly found it difficult to access funding. The central bank has clearly nipped the growing interest in the bud. This is because the scheme, in its current form, seems to give a raw deal to home buyers. Read on to understand how.
Mixed views on linking home loans to stage of construction
Sep 05, 2013
MUMBAI: The Reserve Bank's decision to link disbursal of home loans with stages of construction has received a mixed reaction from the industry, as some believe the move will streamline the sector while others worry it will impact delivery of projects.
Gen Y techies who invested in Bangalore 15 years ago now finding it difficult to service their home ...
Sep 05, 2013
BANGALORE: Economic slowdown has cast a shadow on Bangalore's housing market, with the rising cost of living and poor salary increments forcing an increasing number of IT professionals in the city to put their upscale homes on sale.
RBI prohibits banks from giving 80:20 upfront home loan
Sep 05, 2013
DELHI: It has been observed that some banks have introduced certain innovative Housing Loan Schemes in association with developers/builders, e.g. upfront disbursal of sanctioned individual housing loans to the builders without linking the disbursals to various stages of construction of housing project, interest/EMI on the housing loan availed of by the individual borrower being serviced by the builders during the construction period/specified period, etc. This might include signing of tripartite
New home sales fall in Delhi NCR, Pune, Chennai, Mumbai; sales picked up in Bangalore
Jul 26, 2013
DELHI: New home sales fell in Mumbai, Pune, Chennai and Delhi-National Capital Region in the June quarter but picked up in Bangalore, according to data from property research firm Liases Foras.
Banks seek priority sector tag for loans to affordable home builders
Jul 22, 2013
MUMBAI: The Reserve Bank of India is examining a plea by banks to recognise loans given to builders/developers of affordable housing projects as priority sector lending.
Inflationary pressures hold cut in key rates by RBI
Jun 27, 2013
BANGALORE: The Reserve Bank of India (RBI) kept all the policy rates unchanged in the Credit Policy review on June 17. However, going by the current macroeconomic factors, this was quite expected. The RBI decided to hold the repo rate and cash reserve ratio (CRR) at the existing levels. It kept the CRR unchanged at four percent and the repo rate at 7.25 percent.
Bangalore realty market more positive
May 28, 2013
With a new stable government looking to address some problems of the previous one, and with interest rates falling, Bangalore’s real estate market is looking more positive for buyers and investors than it has been in a while. Given that property prices here have been relatively stable in the past few years also makes it quite attractive.
Twin benefits: Save and prepay home loan
May 20, 2013
Usually, a home loan is one of the biggest liabilities. Considering the huge amount and the long tenure involved, it is advisable to repay the loan at the earliest. And, as both the Reserve Bank of India and the National Housing Bank have abolished the penalty on prepayment of home loans (for floating rate loans), it is sensible to prepay your home loan and save on interest.
Latest Realty News Of State
Jammu & Kashmir
Mumbai robust for Affordable Housing though sluggish for luxury segement
MD, Poddar Developers.
Nashik can be converted as a Mini-Mumbai: Rajegaonkar
Anant K. Rajegaonkar
Smart City Announcement aim to develop smart buildings
Director, Adytum Designs Pvt. Ltd.
We plan to tap Mumbai Middle Class Residential Housing Market: Rohan Agarwal
Managing Director, Geopreneur Group
Land policy in Chhatisgarh towards EWS & LIG housing needs to be in line with other states
President CREDAI Chhattisgarh
Bhopal Residential Housing Market Insulated from the overall limping in Indian Realty
President CREDAI Bhopal
Levy Tax under Single Window in Construction Sector
Chairman Srinath Const & President- BAI Nashik
Absence of concrete City Development Plan has affected Srikakulam Realty
Property prices in South India Reasonable
Exec Dir, Business Development - Prestige Group
Eco growth in Asia Pacific translating into stronger Property demand
CMD, CBRE South Asia Pvt. Ltd
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